How Marketplace Lagos keeps your money safe
Lagos loses billions to online scams every year. Marketplace Lagos fixes the one thing WhatsApp, Instagram and other marketplaces never did: a trust layer between buyers and sellers.
Safe Pay, step by step
You pay into Safe Pay
Your money goes into a protected escrow wallet — not to the seller yet.
Seller delivers
The seller ships the goods or does the job, knowing payment is guaranteed.
You confirm
Got what you paid for? Confirm in the app and the money is released to the seller.
Dispute if needed
Not right? Open a dispute. Our team reviews the chat, photos and waybill within 48 hours.
The verification ladder
Phone verified by OTP. Can list, but no Safe Pay payouts yet.
NIN or BVN confirmed. Safe Pay unlocked, green badge on every listing.
Business (CAC) + address confirmed. Higher ranking, gold badge.
Earned: 50+ orders, 4.5★+, under 2% disputes. Top of search.
Fair dispute resolution
Every dispute is reviewed with the in-app chat, photos and delivery proof. Money is only released or refunded after review.
Zero tolerance for fraud
Asking buyers to “pay to my account directly” is banned. Confirmed fraud = permanent ban, with the phone & device blacklisted.